28631 ZIP Code — Grassy Creek, NC

Ashe County, North Carolina

ZIP code 28631 is located in Grassy Creek, North Carolina, within Ashe County. It covers approximately 23.25 square miles and serves a population of 946 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 336.

About ZIP code 28631

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $188,900. Owner-occupancy sits near the national average at 72%.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 28631 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

946
population
23.25
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28631 ZIP code map
Cities in ZIP code 28631

Below are the cities the US Postal Service accepts for ZIP code 28631. Using any city not on this list may result in mail delivery delays.

City Status
Grassy Creek Acceptable
Grassy Creek Preferred
Nearby ZIP codes
28617 Crumpler (5.1 mi) 24363 Mouth Of Wilson (6.3 mi) 28663 Piney Creek (7 mi) 28643 Lansing (7.2 mi) 28693 Warrensville (9.4 mi) 28640 Jefferson (9.9 mi) 24378 Troutdale (10.7 mi) 24292 Whitetop (11.1 mi) 28644 Laurel Springs (11.2 mi) 28694 West Jefferson (13.1 mi) 28615 Creston (13.4 mi) 28629 Glendale Springs (14.7 mi)
Demographics updated 05/2026
Population
Total population 946
Population density 41 / sq mi
State FIPS 37
County FIPS 009
Geography
Land area 23.25 sq mi
Water area 0.33 sq mi
Latitude 36.5451
Longitude -81.4215
Timezone Eastern (ET)
Area code 336
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 69.6% 58.6% 44.4%
$50k – $100k 22.6% 27.7% 30.6%
$100k – $200k 7.8% 12.8% 19.1%
Over $200k 0.0% 0.9% 6.0%

Demographics & statistics

946
Population
41
People per sq mi
23.5
Median age
$0
Median household income
$18,445
Per capita income
$188,900
Median home value
$0
Median monthly rent
71.9%
Home ownership
27.2%
Poverty rate
4.5%
Unemployment
478
Housing units
7.9%
Bachelor's or higher

Age distribution

Male Female
61
Under 5
59
80
5–9
79
89
10–14
88
7
15–19
7
3
20–24
3
59
25–34
58
49
35–44
48
69
45–54
67
8
55–59
7
9
60–64
8
25
65–74
24
20
75–84
19
← Male
Female →

Age summary

GroupCount%
Under 1845648.2%
18 and over49051.8%
65 and over889.3%
Median age23.5 years

Race & ethnicity

White 98.5%
Hispanic or Latino 0.7%
Other race 0.7%
GroupCount%
White93998.5%
Hispanic or Latino70.7%
Other race70.7%

Household income

Income range This ZIP County avg State avg
Under $50k 69.6% 58.6% 44.4%
$50k – $100k 22.6% 27.7% 30.6%
$100k – $200k 7.8% 12.8% 19.1%
Over $200k 0.0% 0.9% 6.0%
Under $10k 25.1%
$15k–$25k 4.1%
$25k–$35k 14.9%
$35k–$50k 7.5%
$50k–$75k 2.4%
$100k–$150k 46.1%
Range% of households
Under $10k25.1%
$15k–$25k4.1%
$25k–$35k14.9%
$35k–$50k7.5%
$50k–$75k2.4%
$100k–$150k46.1%
Median income$0

Housing

Home values

Under $50k 5.7%
$50k–$100k 18.9%
$150k–$200k 45.8%
$200k–$300k 25.9%
$300k–$500k 3.8%

Housing overview

MetricValue
Median home value$188,900
Median rent / month$0
Owner occupied71.9%
Renter occupied28.1%
Vacant47.4%
Single-family detached95.2%
Large apartment buildings1.1%
Mobile homes3.7%
Median rooms5.5
Avg household size (owned)3.24

Year built

Era%
2020 or later0.0%
2010–20193.7%
2000–200910.2%
1990–199924.2%
1980–19897.0%
1970–197917.3%
1960–19696.6%
1950–19591.6%
1940–19490.0%
1939 or earlier29.4%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom8.4%
2 bedrooms28.5%
3 bedrooms54.4%
4 bedrooms5.9%
5+ bedrooms2.9%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle37.6%
2 vehicles20.7%
3 or more41.7%

Heating fuel

Fuel type%
Electricity4.4%
Propane / LP gas11.5%
Fuel oil47.5%
Wood36.6%

Households & families

Household typeCount%
Married-couple family17258.3%
Cohabiting couple00.0%
Male householder, no spouse258.5%
Female householder, no spouse9833.2%
Households with children under 1819666.4%
Households with seniors (65+)6221.0%
Average household size3.21

Marital status

StatusMaleFemale
Never married20.7%4.9%
Married75.3%60.1%
Separated0.0%0.0%
Widowed4.0%6.8%
Divorced0.0%28.1%

Education

Less than 9th grade 0.0%
Some HS, no diploma 10.2%
HS graduate 30.9%
Some college, no degree 47.7%
Associate's degree 3.4%
Bachelor's degree 1.7%
Graduate / professional 6.2%
Metric%
HS diploma or higher89.8%
Bachelor's or higher7.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool9220.4%
Kindergarten7917.5%
Elementary school24353.8%
High school143.1%
College / grad school245.3%

Employment

Industry of employment

Construction 45.3%
Retail trade 26.8%
Manufacturing 8.7%
Wholesale trade 7.4%
Education & healthcare 3.7%
Transportation & utilities 3.0%
Finance & real estate 2.7%
Other services 2.3%

Occupation

Category%
Management, business & arts13.8%
Service2.3%
Sales & office24.8%
Natural resources & construction46.0%
Production & transportation13.1%

Employment type

Type%
Private sector63.8%
Government3.7%
Self-employed32.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone87.9%
Carpool12.1%
Public transit0.0%
Walk0.0%
Work from home0.0%
Other means0.0%
Avg commute (minutes)20.2

Poverty

All people 27.2%
Under 18 years 35.7%
18 and over 19.2%
Married-couple families 0.0%
Female-led households 100.0%

Income support

Source% of households
Social Security21.0%
Retirement income8.5%
Supplemental Security5.4%
Cash public assistance0.0%
Food stamps / SNAP25.1%

Health indicators

Condition%
Obesity34.7%
High blood pressure38.4%
High cholesterol40.6%
Diabetes12.2%
Heart disease8.4%
Stroke3.8%
Asthma8.8%
Arthritis30.4%
Kidney disease3.5%
Pulmonary disease8.7%
Cancer7.8%
Behavior / access%
Smoking20.5%
Binge drinking14.5%
No physical activity24.0%
Less than 7 hrs sleep30.1%
Depression22.5%
Fair or poor health15.7%
Poor mental health13.7%
Poor physical health12.2%
No health insurance17.8%
Visited doctor (checkup)78.2%
Visited dentist64.7%
Cholesterol screening91.3%
Teeth loss14.9%

Veterans & disability

VeteransCount%
Civilian veterans00.0%
Disability%
Any disability12.4%
Under 180.0%
18–64 years18.4%
65 and over48.9%

Health insurance coverage

Type%
Private insurance65.5%
Public insurance37.3%
No insurance0.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only82687.3%
Spanish172.1%
Other Indo-European172.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)946100.0%
Born in same state946100.0%
Born in different state82787.4%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab525.5%
AncestryCount%
French475%

Technology access

Metric% of households
Computer access31.2%
Internet access81.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28631

What city is ZIP code 28631 in?

ZIP code 28631 is primarily assigned to Grassy Creek, North Carolina.

What county is ZIP code 28631 in?

ZIP code 28631 falls within Ashe County, North Carolina.

Is ZIP code 28631 family-oriented?

48% of residents in ZIP code 28631 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 28631?

27% of residents in ZIP code 28631 live below the poverty line, above the national average.

How educated is the population of ZIP code 28631?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 28631?

The median home value in ZIP code 28631 is $188,900.

What timezone is ZIP code 28631 in?

ZIP code 28631 observes the EST timezone.

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